Whether it’s the purchase of a car or the removal of debts. A loan of 47000 euros can be taken to pay bills. The € 47000 loan is widely used and is offered by many lenders.
It is the question of what the loan is used for and who picks it up.
Online real installment loans $1000
If you want to borrow the 47000 Euro loan, you can choose this as a real installment loan. The installment loan requires an income to be secured. Not only is the level of income important, but it is also indefinite. Read which terms and conditions exist with the real installment loan.
The loan 47000 euros has a long term. Thus, the income must be secured until the loan is fully repaid € 47000. The credit bureau also plays an important role. The customer is checked if he had payment difficulties in the past.
If that’s the case, the bank will double think twice about lending. Here, the customer must have good arguments, often in the form of a loan collateral, so that the loan is awarded 47000 euros.
47000 euro loan for self-employed
The conditions of a self-employed person are different than an employee must demonstrate. Often the self-employed must be at least three years in the freelance activity. The bank wants to escape such a credit default. In addition, sufficient income must be available from self-employment.
There must be no negative credit information. The applicant must submit to the loan € 47000 the income tax assessment of recent years. In addition, the lender will demand an operational evaluation of the last few months. The 47000 Euro loan can only be requested when the bank statements are submitted.
In addition, either present a profit and loss account or the revenue – surplus bill. As soon as the self-employed person can present these documents, he can apply for a loan of 47000 euros.
Use credit – pay old debts
The loan 47,000 euros can also be used for old debts. So he only has to specify in a credit comparison that it is a debt rescheduling loan. Accordingly, the interest will be forgiven. The debt repayment loan can mean a financial relief.
Although the borrower has to pay a loan installment every month, all other bills are settled. Instead of paying off the debt at five or more places, only one installment per month has to be paid. So the household budget is enormously relieved and the financial situation can relax again.
Often, consumers also avoid unnecessary reminders that will eventually end up in the mailbox. Some consumers have saved it from total collapse, because not a few are already in front of the garnishment. To avoid all these difficulties, a loan of 47000 euros can be taken.
Smava – credit comparison for all consumers
Every consumer can make a credit comparison with Creditend. Depending on which purpose is indicated, it will be displayed as vendors.
For a free use and a € 47000 loan, an offer from the Scotbank will be displayed. The effective interest rate is between 1.95 percent and 4.85 percent for a term of 84 months (seven years). This results in a monthly rate of 598.68 euros for the customer.
Another offer for the € 47000 loan comes from the Bankate. The monthly rate is € 599.49, whereby the interest rate can vary between 1.99 percent and 10.99 percent.
The bankive awards the loan with 47,000 euros with a term of 84 months. The customer gets an interest rate between 2.20 and 3.89 percent. The monthly loan rate amounts to 603.77 euros.
If the purpose is converted from free to another, other offers will be displayed.